Cash Back vs. Travel Transfers

Let’s compare 100,000 Chase points.

Chase points redeemed for cash back are generally worth 1 cent each.  

Many travelers regularly get 2–5 cents per point by transferring to travel partners, especially for premium hotels and flights. 

Example

You have 50,000 points.

Option A:

  • Cash out
  • Receive $500

Option B:

  • Transfer to a hotel program
  • Book a room that normally costs $1,000

Same points. Very different value.

My Favorite Transfer Partner: Hyatt

Ask almost any points enthusiast about Chase transfer partners and you’ll hear the same answer:

World of Hyatt

Many Hyatt hotels require far fewer points than comparable hotels from other chains, making Hyatt one of the strongest Chase transfer partners.  

I’ve personally found Hyatt to be one of the easiest ways for families to stretch their points.

Stick around and I’ll tell you how to transfer your points.